Thank you for your prompt reply.
I appreciate your honest opinion and would like to share
that you provided me all of the above at NO COST.
Last year I had engaged ***FixCredit (full name withheld) and they happily took
the initial fee with no correspondence what so ever. I had to collect all this
evidence (obviously a waste now) and send to them and then all they would do is
Just my 2 cents.
Thanks once again.