Veda Credit Check – Practical steps and access.

A simple guide with advice for people to complete a Veda credit check online safely.



These easy steps will show you how to obtain your credit file after doing a Veda credit check online. The application is below also.

Can I do a Veda credit check from my mobile or laptop?

Yes. You can apply for a free copy from your mobile or laptop directly with Veda and a waiting period of around ten days normally applies. Or you can pay a small fee and get your file quickly online.

Is it legal for me to carry out a Veda credit check on myself?

Yes Absolutely. You do not need to wait for a lender to conduct a check on your credit report. It is your legal right to access a copy of your credit report.

Is Credit Simple or Credit Savy the same as a Veda credit check?

No they are not, rather they are certain extracts from a Veda report supplied by a third party reconstructing their own report.

Lenders do NOT use those third party reports and only use original Veda reports. Make sure you get the same report that a lender will be looking at.

Don’t settle for re fabricated or adjusted copies of your Veda credit check information.

Is it safe do do a Veda credit check online?

Yes. It is safe so long as the supplier is using a website with an SSL certificate. This is evidenced by the website URL beginning with https://

What information do I need to enter to get my Veda check?

You will need to enter your name, address, date of birth, drivers license, employer name, contact number and medicare card number. This ensures the correct Veda file is sent to you.

Is my credit score included on a Veda credit check?

Yes. A lender has a use for a credit score in conjunction with their lending principles.

You on the other hand as an individual need to know what entries are on your Veda credit check. A credit score does not show this information.

When should I do a Veda credit check?

You should make sure that you obtain your Veda report prior to submitting any applications for finance or credit, NOT afterwards. You need to see what is on your file and make sure it is all correct before going for finance.

What information do lenders need from my Veda report?

The items mainly focused on when a lender carries out a Veda credit check are any applications too many or too little, adverse listings such as defaults or court actions and confirmation of address, personal and employment details.

How much does it cost me to apply for a Veda check?

The service and application below will currently cost $35.00 gst incl.

This is not excessive provide you receive a detailed assessment report with the file, in fact it is the detailed assessment report you are paying for and not the actual credit file. The credit file is passed on to you at no additional cost.

What should I do if there are black marks on my credit file?

Seek the assistance of a professional credit repair solicitor who does not charge any money upfront. Never pay deposits or money upfront for repair.

What do I do if my name or address is incorrect?

You should contact Veda Equifax directly via their website and request the appropriate changes. By law, this information must be corrected upon your request.

How important is the accuracy of the data on my credit file?

It is critical to the success of your finance applications that all information you supply is consistent with what appears on your Veda credit check file. You should not rely on your memory as there are too many dates and details to leave to chance. Every aspect of your finance application details should correspond exactly with your credit rating information.

If not, your chances of successful approval will be greatly diminished.

You can obtain a copy of your Veda credit check report by completing the online application at the left of this page. The version you receive will contain identical information to that which a lender sees, ensuring you then have the best possible chance at completing an accurate application.

How do I get my Veda credit check right now online?

Simply complete an online application such as the one on this page below or our link – credit check now.

Credit check